About Us
A trusted approach to managing
capital for families,
institutions, & individuals.
We serve a select group of clients with a commitment to their best interests.
Senior Advisory Experience
Combined Leadership Experience
Structured Notes Experience
Managing Structured Notes
Assets Under Management
Across Discretionary Client Relationships as of 12/31/25
Valued Clients & Families
Client Family Relationships as of 12/31/25
Our History
About the firm
Built around the
families
we serve.
We source investments directly, execute with discipline, and monitor actively — so our clients never have to wonder whether their portfolio was built for them or for us.
"We do not manage models. We manage relationships — and every portfolio we build reflects that distinction." - Brad Orben
| Your Team
Experienced across markets,
aligned with clients.
aligned with clients.
Our principals bring together decades of experience in wealth management, structured products, investment analytics, and institutional finance.

Bradford R. Orben
Brad is a seasoned investment professional with over 30 years of experience in wealth management and global investment leadership. As the Founder and Managing Partner of Snowwater Investment Partners, LLC, Brad has grown the firm's assets under management to over $1.3B in the last five years.
He previously served as Executive Director of the family office for the Kuehner family and Building and Land Technology (BLT), managing financial and investment responsibilities for 14 years. His experience also includes board service and CIO-level investment oversight for foundations, endowments, and charitable organizations. Brad has also served on the board of foundations and as CIO for endowments and charitable organizations.
Brad holds a bachelor's degree in Economics from Dickinson College and numerous financial licenses, including Series 4, 7, 8, 24, 63, and 65. Brad lives in Fairfield, CT, with his wife Emily and their four children.

Victor M. Flores
Victor joined Snowwater Investment Partners with nearly 20 years of global investment experience. As Managing Partner, he leads the investment management of client capital. Previously, he was the Director of Investment Analytics at Citi Private Bank, where he designed portfolio solutions for UHNW and Family Office investors.
Victor also managed credit and volatility risk premium strategies at a Single-Family Office and built two commodity derivatives businesses. Victor holds an MBA from the Wharton School, University of Pennsylvania, a BS in Computer Science from St. John’s University, and an MS in Finance from the Lubin School of Business, Pace University. He is a CFA and CAIA charter holder and teaches at St. John’s University.

Fatima Farooq
Fatima is a dedicated professional managing client and operational activities at Snowwater Investment Partners. She joined as a Summer Analyst and became a full-time Senior Analyst in 2025. Fatima graduated from the Tobin School of Business at St. John’s University with a BS in Business Analytics and was recognized as a Provost Scholar.
She gained valuable experience working in Tax Technology at Goldman Sachs and conducting data analysis at Harvard Medical School. Fatima was also Secretary of the Medlife Chapter at St. John's and studied abroad in Western Europe. She resides on Long Island, NY.

Alex Mooers
Alex is an Analyst at Snowwater Investment Partners, where he supports the firm across all parts of the practice, from research to financial planning and client service. He joined Snowwater as a Summer Analyst in May 2025 and was brought on full-time in 2026.
Prior to joining Snowwater, Alex was a Trade Support Analyst at PGIM’s Jennison Associates. He earned his BS in Finance from St. John’s University’s Peter J. Tobin College of Business in 2025, graduating from the Honors Program, and completed his MS in Finance there in 2026. At St. John’s, he was named Student Leader of the Year by the Division of Student Success and helped lead Iron Phi, a fundraising challenge for ALS research, raising money for the LiveLikeLou Foundation. Originally from Saugerties in New York’s Hudson Valley, Alex now lives in New York City. He is a passionate New York sports fan and enjoys golf, traveling, and staying active.
| What We Do
Three capabilities that set us apart
Institutional access, bespoke design, and active management — combined in a single, fully integrated practice.
Institutional Access
Our relationships with 14 bank counterparties help us access institutional pricing and terms that are unavailable to most investors and advisors
- Direct desk access — no intermediaries
- Over $650M in structured notes purchased
- Competitive bidding across multiple banks
- Intraday execution to capture better pricing
Customized Client Portfolios
Every portfolio is constructed around the client's specific objectives, income requirements, time horizon, and risk tolerance. We do not select from a pre-built shelf or model portfolio.
- Access to both traditional investments and institutional structured solutions
- Coordinated management across taxable, tax-deferred, and trust accounts
Detailed Supervision
Our team monitors portfolios daily, times entries around volatility conditions, and manages the full lifecycle of every note — including reinvestment within 5–10 business days of maturity.
- Daily barrier and credit surveillance
- Volatility-timed purchase acceleration
- Maturity laddering across month, quarter, year
- Credit default swap monitoring per issuer
| Our Offices
Headquartered in the Northeast, with primary office in Fairfield, Connecticut, and secondary offices in Rockefeller Center, New York City, and West Palm Beach, Florida.


| Why Snowwater?
| Strategic Partnerships
Our partners who make us better.
Snowwater leverages a curated network of institutional partners aimed at delivering high-quality products, transparent reporting, and a seamless client experience.
Private Banks
Provide products with customized solutions tailored to your unique financial objectives and investment strategy.
Custodians
Ensure a smooth digital experience through highly secure, transparent reporting and direct, reliable investment access.
Addepar
Institutional-grade portfolio reporting and analytics. Real-time consolidated views across all custodians, asset classes, and entities — including alternatives and private holdings.
Wealthbox
The CRM Workspace for Financial Advisors. A single hub to collaborate on clients, automate busywork, and drive growth.
eMoney
Comprehensive financial planning platform. Cash flow modeling, retirement projections, estate visualizations, and what-if scenario planning across your entire balance sheet.
| Who We Serve
We serve a select group of clients who insist on trustworthy, experienced advice with no strings attached.
A select group of clients who benefit most from a fiduciary, high-touch advisory relationship.
HNW & UHNW Individuals & Families
High-net-worth and ultra-high-net-worth individuals and families, including those who are still building wealth and those who are retired. Some have concentrated positions, multi-generational planning needs, and prefer genuinely customized investment solutions.
Family Offices
Family offices that require highly customized solutions to continue their legacy. Single- and multi-family offices seeking institutional investment management, consolidated reporting, and active oversight across complex balance sheets.
Business Owners
Business owners who seek both guidance through a liquidity event and a partner in managing their wealth. Entrepreneurs and executives managing liquidity events, business sale proceeds, or deferred compensation — seeking to deploy capital with income, protection, and tax efficiency.
Nonprofit Organizations, and Corporations
Nonprofit organizations benefit from experienced, objective investment advice to achieve their goals. Investors transitioning to income-focused portfolios need predictable cash flow, meaningful downside protection, and active oversight without excessive market volatility or duration risk.
Start the Relationship: Request a Founder's Call
Start with a discussion about your goals.
We work with a select number of client families. If you're evaluating a change, we welcome a confidential, no-pressure introduction. There's no obligation—just an honest look at whether we're the right fit.














