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About Us

A trusted approach to managing
capital for families,
institutions, & individuals.

We serve a select group of clients with a commitment to their best interests.

Senior Advisory Experience

50+ Years

Combined Leadership Experience

Structured Notes Experience

25+ Years

Managing ​Structured Notes

Assets Under Management

$1.3B+

Across Discretionary Client Relationships as of 12/31/25

Valued Clients & Families

35+

Client Family Relationships as of 12/31/25

Our History

About the firm

Built around the
families
we serve.

Drawing on decades of experience advising HNW/UHNW clients, family offices, and institutional investors, our founders recognized that clients needed more than investment management alone. They needed a trusted partner capable of coordinating every aspect of their financial lives. Founded in 2021, Snowwater Investment Partners is an SEC-registered investment adviser built to provide independent, fiduciary advice through a comprehensive wealth management approach that aligns investments, retirement planning, estate considerations, tax strategies, and family goals.

The name Snowwater reflects our founders' shared passion for snow and water sports, pursuits where success is driven by preparation, planning, attention to detail, and disciplined execution. Whether navigating changing conditions on the mountain or on the water, thoughtful decision-making and risk management are essential. These same principles guide our approach as a fiduciary and multi-family office, helping clients navigate financial complexity with confidence and a long-term perspective.

Serving a carefully selected group of clients, we act as fiduciaries at every decision point, ensuring our clients' best interests remain at the center of everything we do. Our independence enables us to deliver customized solutions while mitigating conflicts often associated with large institutional platforms. By sourcing investments directly, executing with discipline, and actively monitoring portfolios, we aim to provide clients with the confidence that every strategy is thoughtfully tailored to their unique objectives and long-term vision.

We source investments directly, execute with discipline, and monitor actively — so our clients never have to wonder whether their portfolio was built for them or for us.

We partner with multiple custodians and institutional counterparties to help clients access a broader range of investment solutions and pricing opportunities. Rigorous due diligence and a strategic implementation plan govern every allocation.

"We do not manage models. We manage relationships — and every portfolio we build reflects that distinction." - Brad Orben

| Your Team

Experienced across markets,
aligned with clients.

Our principals bring together decades of experience in wealth management, structured products, investment analytics, and institutional finance.

Founder and Managing Partner

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LinkedIn

Brad is a seasoned investment professional with over 30 years of experience in wealth management and global investment leadership. As the Founder and Managing Partner of Snowwater Investment Partners, LLC, Brad has grown the firm's assets under management to over $1.3B in the last five years.

He previously served as Executive Director of the family office for the Kuehner family and Building and Land Technology (BLT), managing financial and investment responsibilities for 14 years. His experience also includes board service and CIO-level investment oversight for foundations, endowments, and charitable organizations. Brad has also served on the board of foundations and as CIO for endowments and charitable organizations.

Brad holds a bachelor's degree in Economics from Dickinson College and numerous financial licenses, including Series 4, 7, 8, 24, 63, and 65. Brad lives in Fairfield, CT, with his wife Emily and their four children.

Managing Partner

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Victor joined Snowwater Investment Partners with nearly 20 years of global investment experience. As Managing Partner, he leads the investment management of client capital. Previously, he was the Director of Investment Analytics at Citi Private Bank, where he designed portfolio solutions for UHNW and Family Office investors.

Victor also managed credit and volatility risk premium strategies at a Single-Family Office and built two commodity derivatives businesses. Victor holds an MBA from the Wharton School, University of Pennsylvania, a BS in Computer Science from St. John’s University, and an MS in Finance from the Lubin School of Business, Pace University. He is a CFA and CAIA charter holder and teaches at St. John’s University.



Senior Analyst

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Fatima is a dedicated professional managing client and operational activities at Snowwater Investment Partners. She joined as a Summer Analyst and became a full-time Senior Analyst in 2025. Fatima graduated from the Tobin School of Business at St. John’s University with a BS in Business Analytics and was recognized as a Provost Scholar.

She gained valuable experience working in Tax Technology at Goldman Sachs and conducting data analysis at Harvard Medical School. Fatima was also Secretary of the Medlife Chapter at St. John's and studied abroad in Western Europe. She resides on Long Island, NY.

Analyst

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Alex is an Analyst at Snowwater Investment Partners, where he supports the firm across all parts of the practice, from research to financial planning and client service. He joined Snowwater as a Summer Analyst in May 2025 and was brought on full-time in 2026.

Prior to joining Snowwater, Alex was a Trade Support Analyst at PGIM’s Jennison Associates. He earned his BS in Finance from St. John’s University’s Peter J. Tobin College of Business in 2025, graduating from the Honors Program, and completed his MS in Finance there in 2026. At St. John’s, he was named Student Leader of the Year by the Division of Student Success and helped lead Iron Phi, a fundraising challenge for ALS research, raising money for the LiveLikeLou Foundation. Originally from Saugerties in New York’s Hudson Valley, Alex now lives in New York City. He is a passionate New York sports fan and enjoys golf, traveling, and staying active.

| What We Do

Three capabilities that set us apart

Institutional access, bespoke design, and active management — combined in a single, fully integrated practice.

Institutional Access

Our relationships with 14 bank counterparties help us access institutional pricing and terms that are unavailable to most investors and advisors

  • Direct desk access — no intermediaries
  • Over $650M in structured notes purchased
  • Competitive bidding across multiple banks
  • Intraday execution to capture better pricing

Customized Client Portfolios

Every portfolio is constructed around the client's specific objectives, income requirements, time horizon, and risk tolerance. We do not select from a pre-built shelf or model portfolio.

  • Access to both traditional investments and institutional structured solutions
  • Coordinated management across taxable, tax-deferred, and trust accounts

Detailed Supervision

Our team monitors portfolios daily, times entries around volatility conditions, and manages the full lifecycle of every note — including reinvestment within 5–10 business days of maturity.

  • Daily barrier and credit surveillance
  • Volatility-timed purchase acceleration
  • Maturity laddering across month, quarter, year
  • Credit default swap monitoring per issuer

| Our Offices

Headquartered in the Northeast, with primary office in Fairfield, Connecticut, and secondary offices in Rockefeller Center, New York City, and West Palm Beach, Florida.


| Why Snowwater?

Independent
Independent Registered Investment Advisors are professional firms that provide personalized financial guidance and direction to their clients, many of whom have complex financial needs. Because we are independent, we are not tied to any firm, particular families of mutual funds or investment products. As fiduciaries, we are held to the highest standard of care, and are required to act in the best interests of our clients at all times.
Fiduciary
A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries adopt a code of ethics and fully disclose how they are compensated.
Comprehensive
We work with clients to create integrated, efficient and personalized financial strategies and solutions. Clients with complex needs trust us to carefully examine and streamline their financial lives by ensuring that all the moving parts fit together and are working efficiently and harmoniously. In helping clients grow, preserve and transfer wealth, we tend to the details without ever losing sight of the big picture. Our consultative approach creates blueprints that our clients can use to rally all their professional advisors to pursue comprehensive, agreed-upon goals.
Client-First Philosophy
Our firm was built for and around our clients. We believe an open and transparent, client-centered relationship is the key to long-term success. Our thorough wealth planning process is driven by listening first, formulating a strategy, and following through with advice and world-class service.

| Strategic Partnerships

Our partners who make us better.

Snowwater leverages a curated network of institutional partners aimed at delivering high-quality products, transparent reporting, and a seamless client experience.

Private Banks

Provide products with customized solutions tailored to your unique financial objectives and investment strategy.

Custodians

Ensure a smooth digital experience through highly secure, transparent reporting and direct, reliable investment access.

Addepar

Institutional-grade portfolio reporting and analytics. Real-time consolidated views across all custodians, asset classes, and entities — including alternatives and private holdings.

Wealthbox

The CRM Workspace for Financial Advisors. A single hub to collaborate on clients, automate busywork, and drive growth.

eMoney

Comprehensive financial planning platform. Cash flow modeling, retirement projections, estate visualizations, and what-if scenario planning across your entire balance sheet.

| Who We Serve

We serve a select group of clients who insist on trustworthy, experienced advice with no strings attached.

A select group of clients who benefit most from a fiduciary, high-touch advisory relationship.

HNW & UHNW Individuals & Families

High-net-worth and ultra-high-net-worth individuals and families, including those who are still building wealth and those who are retired. Some have concentrated positions, multi-generational planning needs, and prefer genuinely customized investment solutions.

Family Offices

Family offices that require highly customized solutions to continue their legacy. Single- and multi-family offices seeking institutional investment management, consolidated reporting, and active oversight across complex balance sheets.

Business Owners

Business owners who seek both guidance through a liquidity event and a partner in managing their wealth. Entrepreneurs and executives managing liquidity events, business sale proceeds, or deferred compensation — seeking to deploy capital with income, protection, and tax efficiency.

Nonprofit Organizations, and Corporations

Nonprofit organizations benefit from experienced, objective investment advice to achieve their goals. Investors transitioning to income-focused portfolios need predictable cash flow, meaningful downside protection, and active oversight without excessive market volatility or duration risk.

Start the Relationship: Request a Founder's Call

Start with a discussion about your goals.

We work with a select number of client families. If you're evaluating a change, we welcome a confidential, no-pressure introduction. There's no obligation—just an honest look at whether we're the right fit.